The most rapidly changing liability area today is cyberspace liability. The growth in the number of persons using the Internet regularly has led to businesses promoting and marketing their products and services online. Most companies have home pages and many communicate with others via e-mail, chat lines and bulletin boards. Liability coverages and exclusions applying to advertising injury, libel, slander, infringement of copyright and trademark are being revised to reflect the changing conditions of online communication. A few insurers offer a package of coverages designed to protect businesses that provide online services to their customers and subscribers.