Specialty Insurance

Insurance Brokers of Mn, Inc offers more than 700 insurance products over and above the coverages sold by most independent agencies.

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Government Risk

Government Risk
Emerging markets can offer great opportunity for investors, but these same markets can also pose a variety of political risks. Among them: War, civil strife, coups and other acts of politically-motivated violence, including terrorism, Expropriation, including abrogation, repudiation, and/or impairment of contract and other improper host government interference, and Restrictions on the conversion and transfer of local-currency earnings. OPIC political risk insurance – often in combination with OPIC financing – allows American businesses to take advantage of commercially attractive opportunities in emerging markets, mitigating risk and helping them compete in a global marketplace.OPIC insurance provides innovative, comprehensive, and cost effective risk-mitigation products to cover losses to tangible assets, investment value, and earnings that result from political perils. This explanation of insurance benefits is provided by Insurance Marketplace.

Kart (Go-Kart) Liability

Kart (Go-Kart) Liability
This coverage insures the liability of individual kart owners and karting enthusiasts. The bodily injury and property damage liability coverage provided protects the insured for hazards that arise out of his or her ownership, maintenance, or use of a kart, including racing, on private property in the United States and Canada. This explanation of insurance benefits is provided by Insurance Marketplace.

Parking Garages and Parking Lots

Parking Garages and Parking Lots
Liability coverages on independent parking garages and lots can be difficult to place, especially those located in the downtown areas of larger cities. Commercial general liability and garagekeepers legal liability coverages are available for parking facilities. Rates are based on the number of parking spaces. As a part of this package, coverage may be available for valet parking offered by nightclubs, restaurants, and hotels. This explanation of insurance benefits is provided by Insurance Marketplace.

Security Guards and Detective Agencies Liability

Security Guards and Detective Agencies Liability
Liability coverage for security patrol and detective agencies is available from primarily excess and surplus lines markets and specialty coverage programs. Underwriters pay close attention to employee training, use of firearms, the exact type or nature of patrol work performed, use of guard dogs, and previous losses. Premium is based on payroll and coverage is subject to a deductible. Some underwriters and programs include professional liability coverage and personal injury liability coverage. This explanation of insurance benefits is provided by Insurance Marketplace.

Theater Groups

Theater Groups
Theater groups can be professional organizations with paid performers or community-based troupes with volunteer performers. Each has similar liability exposures for the audience, the potential for infringement on copyrights, and exposures to owned props and costumes. Workers compensation is an issue for professional groups. Professional groups may also have exposures related to transportation and travel. This explanation of insurance benefits is provided by Insurance Marketplace.

Video Games/Arcade Centers

Video Games/Arcade Centers
This is general liability coverage for owners of video game and arcade centers. Coverage applies to injuries to game players and other non-employee persons on the premises. Some underwriters include the liability coverage in a package policy, with property coverage usually written on an "all risks" type basis, including replacement cost valuation on property. Loss of earnings coverage and transit coverage is also available. Underwriting factors that must be considered are the premises location, its condition, staffing, and management experience, and stability. This explanation of insurance benefits is provided by Insurance Marketplace.

Youth Group Homes

Youth Group Homes
Youth group homes are residences that serve young persons up to age 19. In addition to providing housing, they provide services such as pregnancy prevention counseling for adolescents, counseling for children with AIDS/HIV, group counseling, individual or family counseling, drug and alcohol treatment, and job training. Some also provide related services such as child adoption, day care, emergency shelter, and family crisis intervention. This classification does not include detention facilities. Abuse and molestation coverage is usually subject to sub-limits of insurance. This explanation of insurance benefits is provided by Insurance Marketplace.

Haven’t found the coverages you're looking for?

As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs.  You can download this below.

The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers. 

If you see a coverage you are interested in, please reach out through the contact us button for more information. 

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Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by Insurance Brokers of Mn, Inc.

Insurance Brokers of Mn, Inc, 900 E Main St, Anoka, MN 55303, USA | Phone: 763-323-3000