Prize indemnity insurance is indemnification insurance for a promotion in which the promoter pays a premium to an insurance company, which then reimburses the insured should a prize be given away.
Insurance Brokers of Mn, Inc offers more than 700 insurance products over and above the coverages sold by most independent agencies.
In each of the coverage groups below, you will find short presentations that cover the highlights of that product.
Each presenter is an expert in his/her particular specialty. Specialty Insurance coverages are used in a variety of different businesses as essential elements of addressing frequent or significant risks.
Look for These Three Coverage Groups
Most specialty insurance products include not only a basic, specialized coverage but also a variety of other coverages that are generally offered as a part of the overall need.
This section presents an explanation of individual coverages, many of which are offered within the categories. But there is also a growing list of these individual coverages that are “stand-alones”, available to meet specific needs not necessary a part of the categories.
In the months ahead, we will be adding a more extensive explanation of these coverages, as you have seen above. This list of additional categories below contains a short explanation of each, and typical other individual coverages than are usually included.
Filter Results by Coverage Name (Use the first letter of any coverage title)
Complete Event Protection
Events, both small and large, can take many unexpected turns. Risk exposure for clients include interruptions, problematic weather, and liability. This Category of specialty insurance coverage includes four important policies: Special Event Liability, Event Cancellation, Weather Insurance, and Prize Indemnity. Whether you're planning a wedding, a hole-in-one grand prize at a tournament, or a music festival for thousands, this is coverage you'll want to understand.
Automobile Insurance Plans-Physical Damage
Bed and Breakfast Inns
Contractors Equipment Insurance
Directors and Officers Liability- Financial Institutions
Educational institutions have very specific needs that only customized coverage forms and programs can meet. Such programs offer commercial property, general liability, crime, inland marine, equipment breakdown, electronic data processing equipment, fine arts, abuse and molestation, corporal punishment, employee benefits liability, automobile, umbrella liability, workers compensation, educators legal liability, and employment-related practices liability. This explanation of insurance benefits is provided by Insurance Marketplace.
- General Liability
- Auto Liability & Auto Physical Damage
- Equipment Breakdown
- School Board Liability
- Fiduciary Liability
Health Foods Industry
Home Business Insurance
Identity Theft Liability
Industry/Vendor Service Provider
Vacant Properties Insurance
Vacation Income Property
Valued Business Interruption Insurance
Xray/Medical Imaging Centers
Haven’t found the coverages you're looking for?
As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs. You can download this below.
The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers.
If you see a coverage you are interested in, please reach out through the contact us button for more information.
Specialty coverage definitions are copyrighted by
Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by Insurance Brokers of Mn, Inc.