Specialty Insurance

Insurance Brokers of Mn, Inc offers more than 700 insurance products over and above the coverages sold by most independent agencies.

Filter Results by Coverage Name (Use the first letter of any coverage title)

Category Coverages

OSHA

OSHA Logs is a secure, web-based application that enables employers to create each state’s first report of injury, track injuries, print all required OSHA reports, and view injury metrics in real-time. You can create OSHA logs instantly using any computers, tablet, or smartphone. Have an injury? Fill out one simple online form on any device in less than 4 minutes. No dual, triple or quadruple entry needed. All reports are created, including your state’s first report of injury. Automatically generate PDF versions of documents to print, share or email. Because the data comes from one data source, you’ll eliminate mistakes between the forms.
OSHALogs image
  • OSHA

    INJURY METRICS AT A CLICK OF A BUTTON


Individual Coverages

Directors and Officers Liability

Directors and Officers Liability

Errors and Omissions Liability

Errors and Omissions Liability

Outdoors Insurance

Outdoors Insurance

Real Estate Agents Errors and Omissions

Real Estate Agents Errors and Omissions

Title Insurance Agents Errors and Omissions

Title Insurance Agents Errors and Omissions

Additional Categories

Animal Rescue Operations

Animal Rescue Operations
Animal Rescues are volunteer operations with limited property exposures but with significant general liability, employee dishonesty, and directors and officer's exposures. There is an automobile exposure if the organization owns autos used to transport animals. There are also non-ownership exposures when volunteers transport animals on the organization's behalf.

Community Service Organizations

Community Service Organizations
Coverage is available for nonprofit community service agencies and organizations, such as senior citizens community centers, home visitation services, youth centers, and neighborhood centers. Coverages provided usually include property, casualty, and professional liability coverages. These carriers underwrite this class of business: This explanation of insurance benefits is provided by Insurance Marketplace.

Computer Software Designers Errors and Omissions

Computer Software Designers Errors and Omissions
This insurance covers errors in programs or in systems designed by computer software designers and consultants. In many cases, computer consultants' errors and omissions coverage is written as part of a package arranged for computer firms. This explanation of insurance benefits is provided by Insurance Marketplace.

Directors and Officers Liability

Directors and Officers Liability
This coverage protects directors and officers of a corporation against claims that allege injury caused by their negligent acts, errors, or omissions while acting in their corporate capacities. It also indemnifies corporations for expenses they incur to defend such lawsuits. The market for this coverage is expanding and addresses all sizes of corporations. Some companies cover discrimination, wrongful termination, and sexual harassment. This explanation of insurance benefits is provided by Insurance Marketplace.

Directors and Officers Liability- Financial Institutions

Directors and Officers Liability- Financial Institutions
Financial institutions are one of the most difficult classes of directors and officers liability to insure because they are subject to significant regulatory and civil actions against their directors and officers. This explanation of insurance benefits is provided by Insurance Marketplace.

Directors and Officers Liability- Non-Profit organizations

Directors and Officers Liability- Non-Profit organizations
This coverage protects the nonprofit itself, its directors and officers, employees, and even committee members. Some carriers include a limited amount of this coverage as part of their package policies. Trade, fund-raising, and research organizations, churches, fraternal organizations, and other nonprofit organizations are eligible. Farm co-operatives and hospitals are difficult classes for this coverage. Some underwriting factors to consider are stability of operations, length of time in operation, and whether the organization generates enough revenue to meet its expenses. Some companies cover employment practices liability as part of this coverage. This explanation of insurance benefits is provided by Insurance Marketplace.

Errors and Omissions/Professional Liability (Medical)

Errors and Omissions/Professional Liability (Medical)
This explanation of insurance benefits is provided by Insurance Marketplace.

Home Owners Policies- Low-Value and Non-Standard

Home Owners Policies- Low-Value and Non-Standard
Specialty carriers have developed homeowners and tenants package policies for low-value and nonstandard dwelling risks in distressed areas to provide alternatives to the urban area or statewide Fair Access to Insurance Requirements (FAIR) Plans. FAIR Plans are very limited and do not offer "package" coverage on residential property. In contrast, property coverage and personal liability is combined in a single policy. The coverage is written on a named perils basis with mandatory deductibles. Premiums charged are higher than in the standard market and some policies are written under various state consent-to-rate requirements. This explanation of insurance benefits is provided by Insurance Marketplace.

Oil/Chemical Risks

Oil/Chemical Risks
Offshore Oil Drilling and Service Risks, Oil and Gas Deficiency Insurance- Guaranteed Performance, Oil Drilling EquipmentOil Drilling Rigs and Well Servicing Equipment, Oil Jobbers/Petroleum Distributors, Oil Landmen and Lease Brokers Errors and Omissions, Oil Lease Property (Oil Field Equipment), Oil Well Liability, Operators Extra Expense- Oil and Gas. This explanation of insurance benefits is provided by Insurance Marketplace.

Outdoor Recreational Facilities

Outdoor Recreational Facilities
National and state parks provide individuals and families a variety of opportunities for outdoor camping and recreation. Outdoors enthusiasts fill privately owned camping grounds and hunting and fishing preserves each weekend as well as during the week. Insurance packages are available that cover liability exposures such as saddle animals, horseback trail rides, archery clubs, shooting ranges, hunting and fishing clubs, recreational trails, resort hotels and motels, dude ranches, winter recreational activities and canoe, kayak, river rafting, and whitewater rafting. Auto liability coverage is available for buses and vans that transport guests to canoe and river rafting sites and for cross-country trips. Some programs also cover buildings and equipment owned by hunting and fishing lodges, hotels, and motels. General liability insurance is also available for clubs and members who lease land from others for hunting and fishing. Coverage is also available for landowners who rent out their land for hunting. This explanation of insurance benefits is provided by Insurance Marketplace.

Professional Employers Organizations

Professional Employers Organizations
PEOs are organizations that manage and administer the human resources functions of their clients by contractually assuming substantial employer rights and responsibilities. They establish and maintain the employer relationship with the workers assigned to them. The types of workers, lengths of contracts, and the contractual obligations are important factors carriers consider when underwriting a specific risk. This explanation of insurance benefits is provided by Insurance Marketplace.

Property Management Errors and Omissions

Property Management Errors and Omissions
Property managers arrange for property maintenance, leasing or renting, construction, alteration, and land development. Any real estate firm must carefully supervise these and related activities in order to avoid errors and omissions claims. While many property managers are also real estate agents, not all are. This explanation of insurance benefits is provided by Insurance Marketplace.

Real Estate Agents Errors and Omissions

Real Estate Agents Errors and Omissions
This coverage protects a real estate agency against claims for damages for financial loss due to the agency’s alleged negligence. The allegations of negligence must be related to the conduct of negotiations and business performance for others. Like all forms of errors and omissions insurance, a proposal form must be completed and submitted to obtain a rate quote and to issue the policy. The premium charge is based on the amount of insurance, the deductible, the number of partners and other associates, and the gross income from handling real estate business. This explanation of insurance benefits is provided by Insurance Marketplace.

Travel Agents- Errors and Omissions

Travel Agents- Errors and Omissions
This coverage insures the insured travel agent against claims for damage that arise from alleged negligent acts, errors, and omissions committed by the insured or by others for whom the insured is legally liable. It usually extends to employees, tour guides, and tour directors under contract with the insured. The coverage territory is worldwide for accidents or occurrences such as canceled hotel or tour reservations, lost baggage, and misleading travel brochures. Some insurance programs include a package of coverages that includes professional liability, premises and operations liability, non-owned auto liability, and personal injury liability. This explanation of insurance benefits is provided by Insurance Marketplace.

Trucking Operations

Trucking Operations
Auto liability and physical damage coverages are available through insurers that specialize in the trucking business. Truckers transport freight for others over the road in tractor-trailer units or trucks that can carry heavy loads. Coverage on bobtail operations and trailer interchange agreements can also be arranged. Motor truck cargo is another important coverage. This explanation of insurance benefits is provided by Insurance Marketplace.

Vanpool Operators

Vanpool Operators
Getting employess to and from their jobs can be a major problem for certain employers. Many of them hire vanpool operators who transport employees for a fee. The vanpool operations are independent contractors who provide the service for a fee under a written contract. The contract for services is between the employer and the vanpool operator, not with the employees being transported. The major exposure is automobile liability and physical damage. This explanation of insurance benefits is provided by Insurance Marketplace.

Warehouse Operators Legal Liability

Warehouse Operators Legal Liability
This coverage insures the liability imposed by law on the insured for loss or damage to (or destruction of) property of others that is in its warehouse. It is written on inland marine coverage forms and policies but is essentially a legal liability bailee coverage. Values can be significant. This explanation of insurance benefits is provided by Insurance Marketplace.

Haven’t found the coverages you're looking for?

As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs.  You can download this below.

The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers. 

If you see a coverage you are interested in, please reach out through the contact us button for more information. 

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Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by Insurance Brokers of Mn, Inc.

Insurance Brokers of Mn, Inc, 900 E Main St, Anoka, MN 55303, USA | Phone: 763-323-3000