Specialty Insurance

Insurance Brokers of Mn, Inc offers more than 700 insurance products over and above the coverages sold by most independent agencies.

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Individual Coverages

Technology Companies

Technology Companies

Title Insurance Agents Errors and Omissions

Title Insurance Agents Errors and Omissions

Additional Categories

Automobile and Truck Rental- Daily

Automobile and Truck Rental- Daily

Clubs and Leisure Time Activities

Clubs and Leisure Time Activities
This program is designed for U.S.-based clubs and or groups conducting youth or adult non-sport activities. Coverage provided includes important liability protection for the organization, including its employees and volunteers, for liability claims arising out of its operations. Covered operations consist of scheduled, sanctioned, organized and supervised activities in which members participate and that are directly related to the specific common interest or goal for which the club or group is formed. Coverage is also provided for member activities such as meetings, registrations, parades in which the insured participates, picnics, banquets and ceremonies. This explanation of insurance benefits is provided by Insurance Marketplace.

Drug Testing Liability

Drug Testing Liability
A false-positive testerror can lead to an individual being fired or not being hired. Even worseis the false-negative drug test that allows an individual with a drug problem to remain on the job and cause injury ordamage. For these reasons, the stakes are very high. This coverage insures medical reviewofficers, breath alcohol technicians ,and substance abuse professionals who determine if employees remain on their jobs or are treminated. These technicians could be considered professionally negligent if they do not comply with federal regulations under drug testing laws. This explanation of insurance benefits is provided by Insurance Marketplace.

Identity Theft Liability

Identity Theft Liability
Identity theft liability is an evolving coverage. The most basic form covers liability imposed on a business because it failed to adequately protect certain vital information that its customers supplied. This information is such that its theft can allow the customers' identity to be stolen. Many carriers are expanding beyond this basic coverage to provide loss control assistance to prevent such losses and intense case management activities following a security breach in an attempt to lessen the impact of any loss. This explanation of insurance benefits is provided by Insurance Marketplace.

Machinery and Tools- Contractors

Machinery and Tools- Contractors
Commercial contractors equipment insurance is a broad-ranging policy designed to cover damaged or missing contracting equipment. A contractor’s insurance policy can extend beyond simply covering equipment; it can also cover small tools, employees’ equipment and clothing, and borrowed equipment. In the event of a covered loss, contractors equipment coverage can even help pay for the removal of debris and cleanup after an accident. Contractors insurance also helps cover losses due to theft and can help pay the costs to expedite a project that is off schedule as the result of a covered loss. A contractor’s equipment insurance policy covers tools and equipment under its replacement cost coverage benefit. Scheduled equipment that is less than five years old at the time of loss is covered on a replacement cost basis with the option to purchase additional replacement cost valuation options. Tools and equipment that are purchased after a contractor’s equipment insurance policy takes effect will automatically be covered for a period of time. This way the newly purchased equipment is covered while the commercial contractor has time to update their policy. Employee tools and clothing are also covered under contractors equipment insurance policy. This explanation of insurance benefits is provided by Insurance Marketplace.

Motor Home/Travel Trailers (Commercial Use)

Motor Home/Travel Trailers (Commercial Use)
Commercial motor home and travel trailer risks can be difficult to place. Race car drivers, musicians, entertainers film production companies, catalogue salescompanies, claims adjusters, and businesses that have travelling exhibits are common examples of people or businesses that need this coverage. Coverage is also available for business personal property in the motor home or trailer. This explanation of insurance benefits is provided by Insurance Marketplace.

Technology Professional Liability

Technology Professional Liability
A type of insurance designed to cover providers of technology services or products. For example, data storage companies and website designers provide technology services, while computer software and computer manufacturers offer technology products. Tech E&O policies cover both liability and property loss exposures. Technology Professional Liability insurance or IT Liability insurance protects all types of technology professionals if a client alleges that you were professionally negligent or failed to perform duties as promised in your contract. Some of your clients may require that you and your sub-contractors carry this insurance. The right kind of policy can protect both the IT consulting company and sub-contractors from claims of a perceived error or omission, even if the problem occurs months after the initial consultation. Technology companies and startups are a unique type of business with very specific insurance requirements. In addition to the standard types of coverage like general liability insurance or property insurance, the operational risks that tech companies face trigger insurance needs that are solved by more nuanced lines of coverage like technology errors and omissions insurance and cyber liability insurance. If you run a technology business or are thinking about starting one, this insurance guide should help you understand what types of coverage to consider and why. This explanation of insurance benefits is provided by Insurance Marketplace.

Terrorism

Terrorism
The market for terrorism coverage changed dramatically on September 11, 2001. Coverage availability and pricing varies significantly, based on geographic location and type of industry. This explanation of insurance benefits is provided by Insurance Marketplace.

Theater Groups

Theater Groups
Theater groups can be professional organizations with paid performers or community-based troupes with volunteer performers. Each has similar liability exposures for the audience, the potential for infringement on copyrights, and exposures to owned props and costumes. Workers compensation is an issue for professional groups. Professional groups may also have exposures related to transportation and travel. This explanation of insurance benefits is provided by Insurance Marketplace.

Travel Agents- Errors and Omissions

Travel Agents- Errors and Omissions
This coverage insures the insured travel agent against claims for damage that arise from alleged negligent acts, errors, and omissions committed by the insured or by others for whom the insured is legally liable. It usually extends to employees, tour guides, and tour directors under contract with the insured. The coverage territory is worldwide for accidents or occurrences such as canceled hotel or tour reservations, lost baggage, and misleading travel brochures. Some insurance programs include a package of coverages that includes professional liability, premises and operations liability, non-owned auto liability, and personal injury liability. This explanation of insurance benefits is provided by Insurance Marketplace.

Trucking Operations

Trucking Operations
Auto liability and physical damage coverages are available through insurers that specialize in the trucking business. Truckers transport freight for others over the road in tractor-trailer units or trucks that can carry heavy loads. Coverage on bobtail operations and trailer interchange agreements can also be arranged. Motor truck cargo is another important coverage. This explanation of insurance benefits is provided by Insurance Marketplace.

Haven’t found the coverages you're looking for?

As a USA InsureNet Agency, we have access to the nation's premier directory of specialty products and programs.  You can download this below.

The 58th Edition of The Insurance Marketplace by Rough Notes contains more than 700 coverages, programs, and service industry categories and is the most widely used directory in our industry for locating Specialty Market Providers. 

If you see a coverage you are interested in, please reach out through the contact us button for more information. 

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Specialty insurance coverages and programs are offered by independent agencies that market/sell those insurance products. These coverages come from companies known as "Specialty Market Providers" or "SMPs" and are represented by Insurance Brokers of Mn, Inc.

Insurance Brokers of Mn, Inc, 900 E Main St, Anoka, MN 55303, USA | Phone: 763-323-3000